FIX & FLIPFix & Flip Deal Summary
NMLS# pending
Property & project
Purchase price$500,000
Base rehab budget$100,000
After-repair value (ARV)$800,000
Hold period6 months
Total loan amount$500,000
Purchase funding$400,000
Rehab funds available$100,000
Borrower rehab contribution—
Financing & liquidity
Cash required at closing$137,500
Post-closing working capital$25,000
Total liquidity needed$162,500
Loan-to-cost (LTC)83.3%
Loan-to-ARV (LTARV)62.5%
Projected total project cost$746,300
Break-even sale price$741,630
Profit margin on sale6.7%
Projected profit
$53,700
ROI on cash invested
33.0%
NMLS# pending

This analyzer is a planning tool, not a loan approval, commitment, or offer to lend. Figures are estimates based on the assumptions entered and will differ from actual results. Rehab funds are commonly advanced through reimbursement draws, so a borrower may need to pay contractors and suppliers before reimbursement. The working-capital figure is a transparent planning rule — the greater of the reserve percentage, two months of estimated carrying costs including interest, or the stated minimum — not an industry standard or an approval requirement.

FIX & FLIP
Fix & Flip
Deal Analyzer

The deal

Financing

Show

Holding & exit costs

Show

Planning assumptions

Show

Full analysis

Purchase funding$400,000
Rehab funds available$100,000
$500,000
Down payment$100,000
—
Rehab contingency$10,000
Buyer closing costs$25,000
Lender points$10,000
Other lender fees$2,500
$27,000
Non-interest holding costs$7,800
Projected selling costs$64,000
$746,300
$741,630
6.7%
83.3%
Screen: max 90%
Pass
62.5%
Screen: max 65%
Pass

What if the project doesn't go as planned

ScenarioSale priceRehabHoldProfitROI
Base case$800,000$100,0006 mo$53,70033.0%
Sale price lower$760,000$100,0006 mo$16,90010.4%
Rehab over budget$800,000$110,0006 mo$42,20025.9%
Longer hold$800,000$100,0008 mo$42,10025.9%
Combined downside$760,000$110,0008 mo($6,300)(3.9%)